I can’t decide. This is an actual conversation that I had yesterday at the bank we have been with for nearly ten years. (They have always sucked, but this might take the cake.)
Me, handing over a $20 bill: Two rolls of quarters, please!
Teller vanishes for several minutes and when he returns hands back my bill.
Teller: We don’t have any quarters.
Me: Wait. The bank doesn’t have money?
Teller, clearly not seeing why this is a problem: You can try again tomorrow.